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Our Portfolio Options

At Velocity Digital Portfolios, we designed each portfolio with ease and efficiency in mind. We automatically re-balance all Velocity Portfolios. We also automatically harvest gains/losses for tax efficiency. We have designed a portfolio to fit your unique profile—without sacrificing competitive performance. In addition, because we don't use proprietary mutual funds or exchange traded funds (ETF's), we’re free to select the investment option we believe will best support each investors focus.

Your Portfolio Options

Strategy 1: Velocity Index Advantage

Focus: Low starting balance, low fund expenses, and no transaction fees
Balance: $2,500 minimum
Management Fee: 0.45% annual fee on balances of $10,000 or more.

Comprised of no transaction fee Exchange Traded Funds (ETFs), Velocity Index Advantage offers a low-cost way to invest. Using a diversified mix of index funds, you get broad market exposure, with low fee's. You’ll also invest depending on how aggressively (or not) you prefer to pursue the markets. Your unique investment profile will identify which allocation best fits your financial needs.

Strategy 2: Velocity Income Advantage

Focus: Higher interest and dividend income
To Open: $75,000 suggested minimum
Management Fee: 0.45% annual fee on balances of $10,000 or more. 

We designed Velocity Income Advantage for people who want a greater emphasis on interest and dividend income (Yield). This portfolio combines ETFs and mutual funds and offers choices with either municipal bonds or taxable bonds, depending on your tax bracket and account type. The profile questionnaire will automatically direct you to the appropriate bond allocation based on your answers. A small transaction fee occurs whenever funds are bought or sold in the portfolio, which total approximately $110.00 a year. As a frame of reference, the current yield for the Income Advantage Moderate allocation is listed below, compared to the yield for the Velocity Low-Cost Moderate allocation. This is a great option for those looking to boost their portfolio income.

Velocity Income Advantage Moderate Allocation (taxable), current annual yield is 4.3%*
Velocity Index Advantage Moderate Allocation (taxable), current annual yield is 1.9%*


Strategy 3: Velocity Select Managers (Institutional class shares)

Focus: Professionally selected, actively managed mutual funds (lower fund expenses)
To Open: $150,000 suggested minimum
Management Fee: 0.45% annual fee on balances of $10,000 or more. 

Velocity Select Managers invests in non-proprietary, actively managed “no-load” mutual funds reserved for institutions like money managers, which are only through a financial advisor. These institutional-class investments typically offer lower mutual fund expense fees than those offered to the general public (Investor Class). We carefully select funds that have historically strong risk/return characteristics. This allows us to help manage volatility while enhancing the fund's returns through lower fees. Transaction fees occur whenever funds are bought or sold in the portfolio, which total approximately $205.00 per year. Compared to no transaction fee Investor Class shares (below), Institutional Class shares tend to be more cost-efficient for portfolio balances of $150,000. or more.


Strategy 4: Velocity Select Managers (Investor class shares)

Focus: Low starting balance, professionally selected, actively managed mutual funds (no transaction fees)
To Open: $2,500 minimum
Management Fee: 0.45% per year 

Velocity Select Managers invests in non-proprietary, actively managed “no-load”, no-transaction fee mutual funds . We carefully select funds that have historically strong risk/return characteristics.These investor-class funds typically have higher annual mutual fund expenses than institutional class shares, but trade with no transaction fees.    Investor class shares tend to be more cost effective for portfolio balances of less than $150,000. (see example in FAQ's)

*(all yield data is as of 05/04/2018, and refers to interest and dividend income only, not total return. Yield may be higher or lower depending upon asset allocation and bond types. Yield data is provided by each mutual fund provider and aggregated by Morningstar inc. and is subject to change at any time) Past performance does not guarantee future returns.